Knowledge is only useful if it brings about results that create value.

We deploy our expertise swiftly and with innovation, to deliver you real solutions for the risks you face.


Nothing illustrates this more clearly than our unique and exclusive new facility





See the full range of our expertise by clicking on the area relevant to you.  

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Our capabilities apply to a whole host of industry sectors. There isn't much we've not seen somewhere before.


But experience tells us that no business is the same, so we apply a detailed approach to risk assessment and management, allowing us to have an absolute fit of both covers and service.

We have solutions for both simple and complex risks through 'A' rated insurers and Lloyds of London, many of which are exclusive to us.


  • Manufacturing

  • Engineering

  • Wholesale

  • Construction

  • Real Estate

  • Leisure and Hotels

  • Haulage and Logistics

  • Printing and Publishing

  • Technology

  • Pharmaceutical

Pay as you Claim

Available to our corporate clients

Click the logo to find our more

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  • Offices & Surgeries 

  • Retail 

  • Trades & Professions

  • Property Owners

  • Pubs, Restaurants, Hotels

  • Sports Clubs

  • Working from Home

  • Mini Fleet


Small doesn't mean risk is any less complex. Often, it can be much more challenging, as even a tiny issue can have a big impact.

We still take the time to understand you and your business but will deliver the solution is a much more streamlined and efficient manner.

Simple, quick, effective, leaving you to concentrate on running your business.



When it comes to protecting the people and things you cherish, we leave no stone unturned. 

Having us in your corner to explain the range of options and covers available, brings real peace of mind. 

Our care and attention to the finer detail of your protection portfolio, means you can relax, safe in the knowledge that everything is taken care of. 


  • Property 

  • Luxury Cars

  • Private Medical

  • Travel

  • Yachts

  • Fine Art and Collections

Character Financial Services Limited t/as Character IB is authorised and regulated by the Financial Conduct Authority

Reference No. 144340 (

We are registered as a company in England and Wales. Company number 2316414

Registered office: Winterton House, High Street, Westerham, Kent TN16 1AT